Corporate travel insurance for your team
When your people travel for work, you have a duty to look after them. Corporate travel insurance covers employees on business trips, domestic and overseas, under a single annual policy, so you're not buying cover trip by trip. It includes overseas medical costs, emergency evacuation, cancellation and lost luggage, plus 24/7 assistance when something goes wrong far from home.
Who needs corporate travel insurance?
- Businesses with staff who travel interstate or overseas
- Directors and executives travelling frequently
- Sales teams, consultants and project staff on the road
- Businesses sending staff to conferences and trade shows
- Employers wanting duty-of-care support for travelling staff
What corporate travel insurance can cover
Every policy is different. Depending on the insurer and options you choose, cover can include:
- Overseas medical and hospital expenses
- Emergency medical evacuation and repatriation
- Trip cancellation, delay and curtailment costs
- Lost, stolen or damaged luggage and business equipment
- Personal accident and personal liability while travelling
- 24/7 emergency assistance and travel security support
What to check before you buy
We'll check who's covered (employees, directors, contractors, accompanying family), how the policy treats leisure days added to business trips, pre-existing medical conditions, and any high-risk destinations or activities. Medicare doesn't cover most overseas medical costs, so medical and evacuation limits deserve careful attention.
Why arrange corporate travel insurance through a broker?
Policies that look similar on price can differ a great deal in what they actually pay for. As your broker, we act on your behalf. We’ll ask the right questions, compare options, explain the fine print in plain language and be there to support you if you need to make a claim, wherever you are in Australia.
Corporate Travel Insurance: common questions
Is corporate travel insurance cheaper than individual policies?
For businesses with regular travellers, an annual corporate policy is usually more cost-effective and much easier to manage than buying cover for each trip.
Does it cover domestic business travel?
Most corporate travel policies cover domestic trips as well as overseas travel, though the definition of a domestic trip (such as minimum distance from home) varies.
Can employees add holidays to business trips?
Many policies allow a period of leisure travel attached to a business trip. We'll confirm the limits for your policy.
Does corporate travel insurance cover pre-existing medical conditions?
It depends on the policy. Some corporate policies automatically cover many pre-existing conditions for employees, while others exclude them or require them to be declared and accepted. If any of your regular travellers have ongoing health conditions, let us know so we can find a policy that suits.
Are contractors and family members covered?
That depends on how the policy defines who is insured. Many corporate travel policies can include directors, employees and contractors travelling on business, and some extend to spouses and children travelling with them. We’ll confirm who’s covered before your team travels.
How to get a corporate travel insurance quote
Getting a quote is simple, and there is no obligation. Call Carly on 0497 100 469 or send an email with your business name and ABN, a short description of what you do, your approximate turnover and number of staff, a copy of your current policy schedule if you have one, and details of any claims in the last five years.
If your contracts or lease set specific insurance requirements, send those too.
We will ask a few questions about your operations, approach suitable insurers on your behalf and come back with options explained in plain language, including what is and isn’t covered. Once you choose, we arrange your cover and send your documents, then review it with you at every renewal so your insurance keeps pace with your business.
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Need corporate travel insurance? Let's talk.
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