Transport and logistics insurance
Transport and logistics businesses keep Australia moving, and their risks move with them: vehicles on the road around the clock, other people's goods in your care, and warehouses holding high-value stock. We arrange cover for owner-drivers, couriers, freight companies and warehouse operators across the country.
Risks transport and logistics face
- Accidents damaging trucks, vans and trailers
- Goods damaged, lost or stolen while in your care
- Fire or theft at depots and warehouses
- Vehicles off the road and lost income
- Injury or damage caused while loading and unloading
- Contract requirements from major customers
What logistics insurance usually includes
Motor Vehicle and Fleet Insurance
Fleet and heavy vehicle cover, including trailers, with options to keep you operating after a claim.
Marine Transit Insurance
Cover for goods in transit, including carrier's liability for goods you carry for others.
Business Package Insurance
Depot and warehouse property, stock, theft and business interruption.
What to check before you buy
Cover for your own goods and cover for goods you carry for customers are different. Carrier's liability protects you if you're legally liable for customers' goods, so it's important to know what your terms of carriage say. We'll also check driver criteria, how loading and unloading is covered, and what limits your major contracts require.
Why work with a broker?
Policies that look similar on price can differ a great deal in what they pay for. As your broker, we act on your behalf: we ask the right questions about your business, compare options, explain the fine print in plain language and support you through any claim, wherever you are in Australia.
Common questions
What insurance does a transport business need?
Usually fleet or heavy motor cover, goods in transit or carrier's liability, public liability and cover for any depot or warehouse.
Am I liable for goods damaged on my truck?
It depends on your terms of carriage and the circumstances. Carrier's liability cover can protect you where you're legally liable.
Do I need a fleet policy?
Once you have several vehicles, a fleet policy is usually more efficient and can offer broader cover.
What is carrier’s liability insurance?
Carrier’s liability insurance covers your legal liability for loss or damage to customers’ goods while they’re in your care, custody or control. It’s different from insuring your own goods, and your terms of carriage affect how it responds.
Do I need a separate policy for heavy vehicles?
Trucks and prime movers are often insured under a heavy motor or fleet policy rather than a standard commercial motor policy. These can include cover for trailers, towing, goods in transit and hire vehicles after an accident.
How to get a quote
Getting a quote for your business is simple, and there is no obligation. Call Carly on 0497 100 469 or send an email with your business name and ABN, a short description of what you do, your approximate turnover and number of staff, a copy of your current policy schedule if you have one, and details of any claims in the last five years.
If your contracts or lease set specific insurance requirements, send those too.
We will ask a few questions about your operations, approach suitable insurers on your behalf and come back with options explained in plain language, including what is and isn’t covered. Once you choose, we arrange your cover and send your documents, then review it with you at every renewal so your insurance keeps pace with your business.
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Insurance built around your business. Let's talk.
Australia-wide service by phone, email and video call.