Business insurance tailored to your industry
Every industry has its own risks, contract requirements and common gaps in cover. Choose your industry to see the risks we look for and the insurance most businesses like yours need.
Insurance for restaurants
A restaurant carries more risk than most small businesses: commercial kitchens, expensive equipment, perishable stock, staff and a dining room full of customers every night.
Insurance for cafés and coffee shops
Your coffee machine, fridges and fit-out are the engine room of your café, and your customers expect you to be open every morning.
Insurance for tradies
Whether you're an electrician, plumber, carpenter, painter, tiler or landscaper, your livelihood depends on your tools, your vehicle and your ability to get on site.
Insurance for builders and construction companies
Builders carry risk at every stage of a project: damage to the works before handover, injuries on site, theft of materials and plant, and liability for design and workmanship.
Insurance for retail shops
Retailers depend on their stock, their shopfront and steady foot traffic.
Insurance for sole traders
As a sole trader, there's no company structure between you and a claim.
Insurance for manufacturers
Manufacturers face a concentration of risk: valuable buildings and plant, stock at every stage of production, products going out to customers and supply chains that can be disrupted by a single event.
Insurance for commercial property owners
Commercial property is a significant investment, and your rental income depends on the building staying in good shape and fit to lease.
Insurance for farmers and rural businesses
Farming businesses carry a unique mix of risks across homes, sheds, machinery, livestock, crops and vehicles, often spread over large properties exposed to bushfire, flood and storm.
Insurance for transport and logistics businesses
Transport and logistics businesses keep Australia moving, and their risks move with them: vehicles on the road around the clock, other people's goods in your care, and warehouses holding high-value stock.
Insurance for consultants and professional services firms
If your business sells expertise, your biggest risk is a client claiming your advice or work cost them money.
Insurance for earthmoving and plant hire businesses
Excavators, loaders, rollers and cranes are expensive to replace, and the work they do carries real liability risk, especially around underground services.
Insurance for importers and wholesalers
Importers and wholesalers carry risk across the whole supply chain, from goods on a ship overseas to stock in your warehouse and products in your customers' hands.
Insurance for IT providers and game developers
When you build software, manage systems or develop games, a single bug, outage or data breach can cost your clients money.
Insurance for disability and aged care providers
Disability support and aged care providers look after some of the most vulnerable people in our community.
Don’t see your industry?
We insure a wide range of businesses beyond those listed here. Call 0497 100 469 and we’ll tailor cover to how your business operates.
Talk to a broker who takes the time to understand your business
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